House and Holiday Home Mortgages
Your Stroud Mortgage
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Specialist mortgage adviser
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TEL: 01453 887 179 | Monday - Friday 8:30AM-7:00PM - WEEKENDS BY REQUEST
Contact House and Holiday Home Mortgages:
Monday – Friday 8:30AM-7:00PM
Evening and weekend appointments are available on request
Established in 2015, House and Holiday Home Mortgages (HHH Mortgages) has been serving clients across the West Country and beyond with professional, straightforward, and comprehensive mortgage advice. We’re able to offer advice across the spectrum of mortgages including holiday let and rental property loans.
The business was founded by an experienced mortgage broker, Mark Stallard. Originally a one-man-band who had already dedicated over 40 years to the industry (he wrote his first mortgage in 1982), working initially as the Manager of several local branches at C&G (Cheltenham & Gloucester).
Providing excellent service
With a passion for helping clients navigate the mortgage lending landscape, HHH Mortgages quickly gained a reputation for providing excellent service. The team’s genuine interest in people and our understanding of how to help them with their challenges, along with extensive knowledge, allows us to understand each client’s unique needs fully. This focus on the needs of each individual customer still forms the foundation of our business.
Whether you’re a first-time buyer embarking on the journey to homeownership, looking to own a holiday let property, or an older client seeking later life mortgage solutions, the team here at HHH Mortgages has always been committed to helping every individual achieve their goals.
A family business
In 2017, Mark’s son, Joe Stallard, joined the business, adding a new dynamic and fresh energy to the team.
enabled HHH Mortgages to expand its services further, becoming expert
in the niche area of holiday let mortgages and incorporating later life
The team take particular pleasure in assisting older clients in rationalizing existing debts, enabling them to enjoy a comfortable retirement or support their grandchildren’s education or aspirations of homeownership.
Building trusted relationships
HHH Mortgages firmly believes that good business sense is in building trusted relationships with clients, and a dedication to professionalism. The team recognizes that the mortgage process can be complex and stressful, and therefore, they strive to simplify it for each client.
By providing clear explanations and exceptional service, they have earned the loyalty of their clients, who have become the primary source of referrals, driving the ongoing success of the business.
My most frequently asked
What services do mortgage brokers offer?
At House and Holiday Home Mortgages, we provide a range of services to make your buying process as simple as possible. We assist you in finding the right mortgage product, whether you’re a first-time buyer, self-employed, looking to re-mortgage or you’re interested in increasing your property portfolio.
Here are the services that we offer:
- Financial advice, such as advice on mortgages, mortgage protection policies, insurance products and referrals to Will writing experts.
- Help to find the right solicitor for you; for first time buyers we recommend selecting a local solicitor that you can visit in person.
- Full administrative support from the beginning and right through the process.
- Contact with the right holiday letting agency if you are launching a holiday let property.
What are the benefits of using a local mortgage broker?
Working with one of our local mortgage brokers means you will be advised by someone who is highly experienced, has local knowledge to help you find the right local advisers and the right property as well as the right mortgage product for you. Our mortgage brokers work with over 60 different lenders and have worked hard to build good working relationships with each of them so they’re able to find you the best deal for you and your circumstances, and work to keep your transaction progressing.
Craig Bryce in our Bath office, is dedicated to finding solutions to any issues that may arise. He will help you to accurately complete your mortgage application and provide the right paperwork as well as putting you in touch with expert local solicitors and estate agents. He will always take the time to understand your plans and when needed, offer you realistic and honest advice.
Knowing the Somerset area well, he can help you understand what to expect to uncover on property searches, for example. From familiarity with future developments, to council tax bands, his expertise and local knowledge will help ensure your home buying experience is a positive one.
Mortgage brokers vs using a bank: Which is better?
A mortgage broker offers you an unbiased view of the entire market, they often have over 60 lenders on their books, and they’ll work with you to determine which is the right fit. We’re completely unbiased and transparent about the positives or negatives of a particular lender for you and your situation. Although visiting your own bank may seem like the simplest thing to do, they won’t be able to provide you with unbiased advice as they can only advise on their own products. We consider every aspect of a lender to determine whether they meet your needs. Our years of industry experience mean that lenders often come to us for advice, especially for holiday letting properties.