Airbnb Mortgage

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Airbnb Mortgage Specialists

Airbnb has made it simple for anyone to rent out a property to holidaymakers. If you’re interested in investing in a property to let as a holiday home through Airbnb you’ll need to make sure you get the right sort of holiday let mortgage.

Our specialist Airbnb mortgage brokers can advise you on the right mortgage and are waiting to hear from you!

Airbnb Mortgage Calculators

Just complete the quick form below to ask Holly our AI Assistant to scan the market and give you an indication of what your Holiday Let Mortgage could look like.

Joe and Mark

Give us a call on 01453 887179

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How we can help you

When looking for a mortgage for an Airbnb property you’ll need to provide lenders with information about your financial circumstances. They’ll need to know about your monthly income and expenditure, and how much you’ll have as a deposit.

In particular they’ll want information about your plans for the property. This will include whether you plan to let out the whole property or just part of it. They’ll also want to know how many weeks a year you will make it available for rent.

Many lenders will want to know what type of property you want to buy to let out. Listed buildings or unusual homes are less attractive to lenders but we can provide advice on what is possible.

We’ll help you compile all the personal and property information lenders will need and guide you through the process of applying for your mortgage. We’ll survey the whole mortgage market and find the right deal for you.

Whether you want to let out a property you already own or find a property to invest in our expert advisers are here to help take the strain out of the process so you can focus on planning for your first guests.

What's special about a Airbnb Mortgage?

If you want to invest in an Airbnb holiday let property you will probably need a holiday let mortgage. These mortgages are specially designed for properties that are let out on a short-term basis and there are products available specifically designed for Airbnb hosts.

Holiday let mortgage applications are considered based on your persona financial circumstances and the commercial potential of the property. You’ll need to provide details of your income, size of your deposit, your credit rating and typical monthly out-goings. You’ll also need to provide information about the type of property you want to let out, and the potential Airbnb rental income you think you’ll generate. 

Airbnb Mortgage
Airbnb Mortgage

If you already have a mortgage on the property you want to rent out, check with your current lender if that’s possible. If you intend to let out the whole property, you might not be able to with your current mortgage. This is because residential mortgages are offered with the intention that the property will be your main residence. You might need to change your mortgage to a holiday let mortgage for Airbnb.

Don’t worry, we can help you with all of this, so you can achieve your dream! 

Christine Cheng, January 2023

Joe, Ben, and Mark were WONDERFULLY helpful at all stages of the mortgage process. Friendly, courteous, knowledgeable, prompt, professional - they went out of their way to answer all of our questions (and there were a lot). Their fees are reasonable - but the most important thing to bear in mind is that you will get personal service from people who really understand this field.

They are brilliant and I can't say enough good things about HHH Mortgages!

Petra Smythe, December 2022

Thank you to Mark and Caroline we were able to get our holiday let. They gave us excellent advise that was always valuable. Mark has taken his time to explain everything in detail and nothing was ever too much trouble. We feel we would not have been successful without their input and their professional advice. I would highly recommend this company for the efficiency, friendliness and professionalism.

Thank you Mark and Caroline!

Nicholas Gaillet, May 2022

Joe and Ben were fantastic throughout. I would not have secured a mortgage without them due to my complicated personal circumstances (including restricted holiday let, non-UK residency, to name but two). They showed patience and professionalism over several months of rigorous enquiry by the lender to get the lender (and me!) over the line.

Thank you so much Joe and Ben! Highly recommended!

Matt Gautrey-Jones, September 2021

We had an excellent experience with Joe when remortgaging a Holiday Let we had struggled to find suitable products for Witt other mortgage brokers. Joe and Lauren supported us through the application and getting to completion and we are thrilled to have finally mortgaged out property for the full amount achievable. I wouldn’t hesitate to recommend and will be working with Joe again on future mortgages

Our most frequently asked questions

We are here to help you navigate the application process and address all of the Holiday Let mortgage provider’s requirements. We will work to understand your financial position and help you to prepare all the information needed to find the right mortgage for you, including Holiday let rental projections. Please get in touch if you would like to ask us any questions

I already have a residential mortgage; can I be an Airbnb host?

I've already got a commercial mortgage; can I be an Airbnb host?

How do I get the best possible mortgage rate for my Airbnb property?

How could listing my property on Airbnb affect my existing mortgage?

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01453 887179

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