Your Chepstow Mortgage
Free initial consultation
Specialist mortgage adviser
See if I can help you find the right deal
Get in touch for a free, no obligation chat about how I might be able to help you.
TEL: 01291 499599 | Monday - Friday 9:00AM-6:00PM - WEEKENDS BY REQUEST
Contact Ben Walker:
Monday – Friday 9:00AM-6:00PM
Evening and weekend appointments are available on request
One of the main things we enjoy about helping our clients, is ensuring they navigate successfully through any difficulties that might arise. It’s such a great feeling to know that with our support, they get the right deal for them, and often end up in the home of their dreams.
As well as that, we’re also able to advise on insurance and protection – helping clients explore options. We’re always able to offer an explanation when it comes to technical terms, and are happy to let them mull things over in their own time, until they’re ready (or not) to make a decision.
Overcoming every challenge
How I like to help clients overcome any obstacles is by treating everyone as an individual and seeing where they might be getting off track.
If they face any challenges when it comes to getting a mortgage, I’m always there to talk. And I’m keen to support clients in any way they need. Working together to solve any problems or issues, it’s true to say that for most people, we can find a solution that fits their needs.
Most important of all, when it comes to giving the right advice on a suitable mortgage and relevant insurance, is to explain things clearly and in language that people understand.
Local knowledge and expert advice that can help
With a good network of solicitors and local knowledge I can help clients from anywhere in the country to get good estate planning, wills, and conveyancing advice.
My goal is to offer people whatever they need in terms of expert advice, so they can make the right choices around long-term financial commitments.
Building trusted relationships
For me, working with clients to build trust is the most rewarding part of my job. I always look to treat each person as an individual. We will always move at a pace that is right for you, and I’m here to answer any question no matter how small – or big – it might appear to be.
More often than not, we’ll find a way to work together that suits you, at times that are right for you, and in ways that fit in with your work and family commitments.
To me, that’s what building trusted relationships is all about.
I look forward to meeting you!
My most frequently asked
What services do mortgage brokers offer?
At House and Holiday Home Mortgages, we provide a range of services to make your buying process as simple as possible. We assist you in finding the right mortgage product, whether you’re a first-time buyer, self-employed, looking to re-mortgage or you’re interested in increasing your property portfolio.
Here are the services that we offer:
- Financial advice, such as advice on mortgages, mortgage protection policies, insurance products and referrals to Will writing experts.
- Help to find the right solicitor for you; for first time buyers we recommend selecting a local solicitor that you can visit in person.
- Full administrative support from the beginning and right through the process.
- Contact with the right holiday letting agency if you are launching a holiday let property.
What are the benefits of using a local mortgage broker?
Working with one of our local mortgage brokers means you will be advised by someone who is highly experienced, has local knowledge to help you find the right local advisers and the right property as well as the right mortgage product for you. Our mortgage brokers work with over 60 different lenders and have worked hard to build good working relationships with each of them so they’re able to find you the best deal for you and your circumstances, and work to keep your transaction progressing.
Craig Bryce in our Bath office, is dedicated to finding solutions to any issues that may arise. He will help you to accurately complete your mortgage application and provide the right paperwork as well as putting you in touch with expert local solicitors and estate agents. He will always take the time to understand your plans and when needed, offer you realistic and honest advice.
Knowing the Somerset area well, he can help you understand what to expect to uncover on property searches, for example. From familiarity with future developments, to council tax bands, his expertise and local knowledge will help ensure your home buying experience is a positive one.
Mortgage brokers vs using a bank: Which is better?
A mortgage broker offers you an unbiased view of the entire market, they often have over 60 lenders on their books, and they’ll work with you to determine which is the right fit. We’re completely unbiased and transparent about the positives or negatives of a particular lender for you and your situation. Although visiting your own bank may seem like the simplest thing to do, they won’t be able to provide you with unbiased advice as they can only advise on their own products. We consider every aspect of a lender to determine whether they meet your needs. Our years of industry experience mean that lenders often come to us for advice, especially for holiday letting properties.