First Time Buyer

Providing all the first time homebuyer advice you need.

Providing all the first time homebuyer advice you need. mortgage for you

We know that buying your first home is a huge deal and often the whole process is a completely alien one. That’s why we’re here to guide you through the first time homebuyer process and ensure you’re confident the whole way.

We provide you with all the first time buyer advice you need, and ensure you understand absolutely everything.

To provide some starting help for the first time homebuyer, we’ve set out below the main costs you may incur when purchasing a property. This is by no means every cost but it covers the main ones to budget for.

Stamp Duty

Government tax payable when you complete your purchase. The amount payable is based on the purchase price.  For the latest rates please see the HMRC website.

Solicitors Fees

This amount will vary from case to case but for a single purchase typical legal fees including disbursements may be around £700 – £1000.

Property Survey

No matter if you’re a first time homebuyer or a property-purchasing veteran, if you are arranging a mortgage to purchase your new property the leader will instruct a surveyor to carry out a valuation to confirm the property will be acceptable as suitable security. This can typically cost between £250 – £350 but this figure may be higher on some mortgage products.

Whether you’re excited, nervous, apprehensive, or simply dying to get into your first owned property, we’re here to help.

So, if you’re a first time homebuyer, get in touch with us today and we’ll give you a quality service that can make the whole process a lot smoother.

Your home may be repossessed if you do not keep up repayments on your mortgage

There will be a fee for the advice given, the exact amount will depend upon your circumstances but we estimate it we be £250. Complex and sub-prime cases may attract a higher fee which will be typically no more than £495.

Need help? Give us a call or request help by sending us a message through our contact page.