Your Bath Mortgage Broker
- Free initial consultation
- Specialist mortgage adviser
- See if I can help you find the right deal
Get in touch for a free, no-obligation chat about how I might be able to help you.
Monday – Friday 9am – 5pm
I moved to the south-west in 2019 and my family and I absolutely love living near Bath. Being near to the sea and with fabulous countryside on our doorstep we’re able to give our children a wonderful childhood, and I love making that a reality for my clients, too.
I qualified as a mortgage broker in 2018 and joined HHH Mortgages in 2019, having spent many years working in insurance. I pride myself on being able to help every one of my clients find the right mortgage for them, no matter what their circumstances and always go the extra mile to help. I can advise on the insurances you should consider and have a huge network of trusted contacts that can help my clients with almost every issue they need to overcome including architects, solicitors, builders, accountants, plumbers, financial advisers, estate agents, electricians and even pest controllers!
Over-coming every challenge
Not every client has a great credit history or a straightforward set of circumstances, but my experience has taught me there is normally a solution to every challenge; it’s my job to find it! Quite often I deal with clients other brokers have turned away, but I believe everyone deserves a home of their own and my experience means I do my very best to help.
It is important to make sure that the commitment each client is making is affordable and my expertise means I can provide the right advice on a suitable mortgage and relevant insurance so they know what the future costs could be once the purchase is complete.
Local knowledge and expert advice that can help
My huge network of local suppliers and advisors means I can help every client find the right suppliers and advice, every step of the way. Whether you need a builder, architect, solicitor or estate agent, or would simply like to discuss an insurance I can’t arrange with a broker, I can point you in the right direction.
Whether you are buying your first or twenty first home, I make sure to explain everything at every step of the buying process so that my clients understand what is expected of them and what the next steps are. This helps everyone feel confident and comfortable with the process and helps to make the process a smooth one.
Building trusted relationships
Whether it’s a first time mortgage, a buy to let or holiday home mortgage I work hard to help all of my clients. Around 70% of my new clients are referred to me by existing clients and I think that goes to show how seriously I take my work for each client. Through building trusting relationships I can help my clients fulfil their dream of living in this beautiful part of the world, and that is special!
I look forward to meeting you!
My most frequently asked questions
At House and Holiday Home Mortgages, we provide a range of services to make your buying process as simple as possible. We assist you in finding the right mortgage product, whether you’re a first-time buyer, self-employed, looking to re-mortgage or you’re interested in increasing your property portfolio.
Here are the services that we offer:
- Financial advice, such as advice on mortgages, mortgage protection policies, insurance products and referrals to Will writing experts.
- Help to find the right solicitor for you; for first time buyers we recommend selecting a local solicitor that you can visit in person.
- Full administrative support from the beginning and right through the process.
- Contact with the right holiday letting agency if you are launching a holiday let property.
Working with one of our local mortgage brokers means you will be advised by someone who is highly experienced, has local knowledge to help you find the right local advisors and the right property as well as the right mortgage product for you. Our mortgage brokers work with over 60 different lenders and have worked hard to build good working relationships with each of them so they’re able to find you the best deal for you and your circumstances, and work to keep your transaction progressing.
Craig Bryce in our Bath office, is dedicated to finding solutions to any issues that may arise. He will help you to accurately complete your mortgage application and provide the right paperwork as well as putting you in touch with expert local solicitors and estate agents. He will always take the time to understand your plans and when needed, offer you realistic and honest advice.
Knowing the Somerset area well, he can help you understand what to expect to uncover on property searches, for example. From familiarity with future developments, to council tax bands, his expertise and local knowledge will help ensure your home buying experience is a positive one.
A mortgage broker offers you an unbiased view of the entire market, they often have over 60 lenders on their books, and they’ll work with you to determine which is the right fit. We’re completely unbiased and transparent about the positives or negatives of a particular lender for you and your situation. Although visiting your own bank may seem like the simplest thing to do, they won’t be able to provide you with unbiased advice as they can only advise on their own products. We consider every aspect of a lender to determine whether they meet your needs. Our years of industry experience mean that lenders often come to us for advice, especially for holiday letting properties.