Mortgage Broker aND Advisers in Bath

Providing all the first time homebuyer advice you need.

MORTGAGE BROKER BATH – HOW OUR LOCAL KNOWLEDGE HELPS

If you are looking to buy a new property or secure a remortgage in Bath, House & Holiday Home Mortgages is here to help. We can support you at every stage of the mortgage process – and our local knowledge often proves useful too.

WHAT DOES A LOCAL MORTGAGE BROKER (IN BATH) DO?

Mortgage Brokers are financial professionals who specialise in mortgages and other property related products. We get to know you and your specific situation and explore mortgage deals to find the most competitive options.

We know from our customers that it helps to work with financial advisers who know the local mortgage market. We know the areas you’re looking to buy in, the estate agents that you’re dealing with and all the nuances of Bath and its unique appeal.

Whether you’re exploring city locations like Weston, Larkhall, Fairfield Park or Oldfield Park – or villages including Keynsham, Melksham, Beckington or Bradford-on-Avon – we’d love to help you buy a property you love.

Emma BurryEmma Burry
07:19 22 Oct 22
We have used HHH mortgages twice in the past year and we can’t fault their service. Sally has supported our applications twice and made sure she has communicated effectively with us every step of the way- even whilst she was on holiday! Both Sally and Caroline helped with a complicated application and were in touch daily- we can not thank them enough as they have helped us to secure a mortgage for our dream home!
Jenni CluttenJenni Clutten
09:32 18 Oct 22
Sally couldn’t have done more to help me secure a house and mortgage over the last 12 months. I have finally completed on my home and I am so grateful for her advice and patience with me, as I embarked on trying to buy a renovation property in an extremely competitive housing market. I always had absolute trust in HHHM to ensure I was getting the best rates and that they were considering my long term needs. The phrase going above and beyond doesn’t describe enough, how thoughtful and dedicated Sally has been to getting me across the line. Thank you!
Lydia ColeLydia Cole
18:43 11 Oct 22
I cannot rate Craig from HHH mortgages highly enough. As a first time buyer I found the prospect of buying a flat quite daunting. Craig not only secured me a great deal on a mortgage but also supported me throughout the process of the sale through to completion. Craig was always on hand for advice and help and was particularly helpful at dealing with my solicitors and ensuring any problems were dealt with quickly. Craig also spent a lot of time chasing updates on my behalf which alleviated so much stress for me. I’m very grateful for all the work Craig put in and he’s been a joy to work with. I will definitely be recommending him and returning to him in the future!
Rachael BakerRachael Baker
13:33 14 Sep 22
Joe and Ben at HHH Mortgages were great! I had a few tricky circumstances to navigate, and they were both super helpful throughout, professional, and came up with solutions to make the entire remortgaging process a joy. Would highly recommend and definitely will be working with them in the future!
Pat TalbotPat Talbot
16:34 04 Apr 22
A professional company with a personal touch. It was good to speak with an advisor who not only listened patiently whilst we explained our problem, but relentlessly sourced a wide range of options with speed, care and attention to detail.
Claire HillyerClaire Hillyer
19:54 28 Mar 22
Since 2016, Mark has supported us in finding two affordable mortgages and (importantly) ones that have been just right for our needs. He has always listened to our requirements and helped us to explore different options. Mark has a caring nature and we’ve appreciated him guiding us through what could have been a stressful process. We would recommend him to anybody.
Elaine ReaderElaine Reader
19:23 20 Dec 21
Having entered the house-buying process with some trepidation, given our circumstances (self-employed, etc.), we cannot be more grateful for the superb service provided by Joe and Ben at HHH. They were always easy to contact, friendly, helpful, and took time to explain everything to us. The whole experience was notable for a level of care and attention to detail rarely seen.We cannot recommend them highly enough.
Paul JohnPaul John
14:03 01 Dec 21
A seamless, professional service, from start to finish. HIghly recommended. Mark took the time to understand our exact needs and matched us with the ideal product at a very competitive rate.
Annabelle MilesAnnabelle Miles
13:46 17 Nov 21
Brilliant service as always – Mark is a delight and answered all our questions about our remortgage swiftly!
James WatsonJames Watson
10:35 08 Nov 21
We have received superb service from House & Holiday Home Mortgages, and we would not hesitate to recommend them. From start to finish, Joe Stallard and Ben Walker have both been excellent – friendly, easily contactable, quick to reply to emails and totally professional throughout. It is fair to say that they have made the whole process a pleasure. Thank you!
Matt GMatt G
13:22 27 Jul 21
Sally helped me buy my first house in 2021, at the height of the stamp duty holiday property rush. She not only found an excellent mortgage deal, but was full of useful advice all the way through the process of house buying: from viewings to completion. Despite the busyness of the market, Sally was always responsive and efficient, finding and applying for mortgage deals with impressive speed.Would definitely recommend her to any first time buyers: made the whole process so much easier and went such a long way having someone on hand to explain the confusing world of house hunting.
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WHAT ARE THE BENEFITS OF USING A MORTGAGE BROKER?

When you find a beautifully presented property in your price range, you’ll want to put an offer in straight away. It helps to already know how much a mortgage lender will loan you, and ideally have an Agreement in Principle.

You might decide to go to your own bank – they know you and your finances well. The downside is that they can, of course, only sell you their own products which might not be too competitive.

Talking to a mortgage broker gives you a much broader picture. We are independent, and our Mortgage Advisors will know the lenders who are the most likely to accept you based on your personal financial situation. In addition, they will explore mortgage options across many lenders – both high street brands and specialist companies.

That way you have a much better chance of good interest rates and affordable repayments.
Not only do we do all the legwork and research, we help with the mortgage application process too. We will also help get you an Agreement in Principle which gives you credibility when you make an offer on a house.

WHAT SERVICES DOES A MORTGAGE BROKER OFFER?

A Mortgage Broker will help you with every stage of the home buying process. We will help you explore any type of mortgage, whether you’re just starting out on the property ladder, are moving home, remortgaging, looking for equity release or seeking a Buy to Let mortgage or holiday let mortgage.

We’ll help you decide between a fixed rate, tracker rate, variable rate, interest only or capped product, depending on your specific situation. Once you have made your decision we’ll work with the loan provider to secure your mortgage offer.

Mortgages and insurance often go hand in hand, and there are a number of products that might help to protect you and your property in Bath. These mortgage protection products could include life insurance, contents and buildings insurance and income protection cover. We can help you compare options for these products too.

And, because we’re well established in the Bath area, we can also connect you with other local experts for anything that doesn’t come under our own list of services.

WHAT ARE THE BENEFITS OF USING A MORTGAGE BROKER LOCAL TO BATH?

The House & Holiday Home Mortgages team knows Bath and its local areas well – we’ve worked with clients in the city for years. We can talk to you about the best areas and the most desirable streets and roads Bath has to offer – and also some ‘hidden gem’ locations too!

We also know the people within the Bath property market well. We’ll know if your conveyancing is taking longer than usual, where Help to Buy is available in the city, how much local services and experts might charge and lots more, thanks to our in-depth knowledge of Bath.

House & Holiday Home Mortgages is registered in England and fully authorised and regulated by the Financial Conduct Authority as an Appointed Representative. Our Mortgage Advisers are experienced, qualified and friendly and we make buying a home simpler. Contact our registered office today and start your mortgage journey with us.

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Looking to buy a new property or secure a remortgage in Bath? House & Holiday Home Mortgages is here to help. We research, compare and advise on mortgages – with local knowledge too.

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Looking to buy a new property or secure a remortgage in Bath? House & Holiday Home Mortgages is here to help. We support you at every stage of the mortgage process – and our local knowledge of Bath and surrounding villages proves useful too. Find out why a local broker is better than going to your bank.

Craig Bryce

Craig has over 15 years’ experience in financial services having worked with some of the bigger firms in the industry including Countrywide and Royal London. Craig brings that experience to HHH Mortgages. When it comes to looking after his clients, Craig wants to make sure everything is done at a time that’s convenient to them and they receive specialist, personalised advice and service.

With a strong background in insurance, Craig is keen to educate customers around the insurance options open to then, ensuring they are making informed choices for themselves and their families. Craig’s experience ensures the process as simple and stress-free as possible!

Outside of work, Craig loves spending time with his wife, Lauren, and their young family, particularly taking family drives down the coast. Craig is a massive Glasgow Rangers fan, but don’t hold that against him!