HHH Mortgages

Your Stroud Mortgage Broker

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Specialist mortgage adviser
See if I can help you find the right deal

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TEL: 01453 887 179 Monday - Friday 8.30am - 7pm, WEEKENDS BY REQUEST

Contact House and Holiday Home Mortgages:

01453 887179 | hello@hhhmortgages.com

Advisors available Monday – Friday 8.30am – 7pm with weekends by request

Established in 2015, House and Holiday Home Mortgages (HHH Mortgages) has been serving clients across the West Country and beyond with professional, straightforward, and comprehensive mortgage advice. We’re able to offer advice across the spectrum of mortgages including holiday let and rental property loans.

The business was founded by an experienced mortgage broker, Mark Stallard. Originally a one-man-band who had already dedicated over 40 years to the industry (he wrote his first mortgage in 1982), working initially as the Manager of several local branches at C&G (Cheltenham & Gloucester).

Providing excellent service

With a passion for helping clients navigate the mortgage lending landscape, HHH Mortgages quickly gained a reputation for providing excellent service. The team’s genuine interest in people and our understanding of how to help them with their challenges, along with extensive knowledge, allows us to understand each client’s unique needs fully. This focus on the needs of each individual customer still forms the foundation of our business.

Whether you’re a first-time buyer embarking on the journey to homeownership, looking to own a holiday let property, or an older client seeking later life mortgage solutions, the team here at HHH Mortgages has always been committed to helping every individual achieve their goals.

A family business

In 2017, Mark’s son, Joe Stallard, joined the business, adding a new dynamic and fresh energy to the team.

This enabled HHH Mortgages to expand its services further, becoming expert in the niche area of holiday let mortgages and incorporating later life mortgages advice.
The team take particular pleasure in assisting older clients in rationalizing existing debts, enabling them to enjoy a comfortable retirement or support their grandchildren’s education or aspirations of homeownership.

Building trusted relationships

HHH Mortgages firmly believes that good business sense is in building trusted relationships with clients, and a dedication to professionalism. The team recognizes that the mortgage process can be complex and stressful, and therefore, they strive to simplify it for each client.

By providing clear explanations and exceptional service, they have earned the loyalty of their clients, who have become the primary source of referrals, driving the ongoing success of the business.

Matt Hatch

20:53 20 Nov 23

Applying for a mortgage as a first time buyer couldn’t have been easier with HHH mortgages. Extremely helpful and professional at every turn. I had the pleasure of having Mark and Caroline dealing with my case, any questions were answered and dealt with very quickly, couldn’t recommend enough!

Niklas Marksteiner

15:00 05 Oct 23

I would highly recommend House and Holiday Home Mortgages. Mark and his team were always on hand to respond to any queries and the many questions I had as a first time buyer. Each response was prompt and the team accommodated with calls outside of my working hours which was really appreciated. The process was straightforward and they helped me find a great deal.

O B

07:27 18 Aug 23

Sally has been fantastic from start to finish. She made the process seem simple, and found me a great deal. She was really friendly and proactive and was always there straight away if i had any questions. It was really great service.

Josie & Patrick

17:17 03 Aug 23

We recommend Mark and the HHH team to anyone we know looking for mortgage or remortgage advice. We have always (having first contacted Mark over 7 years ago) received excellent advice and support. We felt completely in safe hands with Mark. Thank you so much to everyone at HHH for years of excellent service.

Daniel Soars

16:43 01 Aug 23

I would heartily recommend Mark and his team. From the moment I first contacted them, they have replied promptly, explained things patiently, and spent time getting to know me and my situation. They have made the process of remortgaging about as hassle-free as it can be!

Terry Hood

07:42 28 Jul 23

Excellent service and very quick with results. I will definitely recommend them to people.

Bill Greenoff

22:39 22 Feb 23

Mark Stallard has advised us well in all aspects of arranging our Life Time Mortgage with a relaxed, friendly approach. His knowledge of the concept and the market has been completely reassuring, and his connections with the other professionals necessary to the process have made it a smooth journey to completion.

Paul Dodd

18:17 14 Feb 23

Mark and his team have been fantastic at finding great deals, quickly and efficiently. He has no doubt saved me thousands of pounds in the process. I cannot recommend HHH mortgages more highly!

Lynne

15:23 14 Feb 23

Sheer perseverance and determination is Mark Stallard’s mantra. Our Lifetime Mortgage posed more than a few, what seemed like insurmountable issues; nothing defeated Mark in ultimately delivering a successful resolution. Someone with less experience could have struggled. Thank you HHH. We would recommend you for all mortgage needs.

Davina Langdale

14:37 11 Jan 23

I was so lucky to find Mark when I was in a complex situation regarding a property I wanted to turn into a holiday let. Not only did he achieve what had seemed the impossible by successfully obtaining that mortgage for me, he was also an absolute pleasure to deal with. The nicest person you could hope to meet! I will never use any other broker. Thank you so much, Mark.

Paula Walter

10:43 02 Jan 23

I cannot praise both Craig and Mark highly enough. Craig first explored every option to help with a difficult situation and nothing was too much troubke. Mark then took over our case . He was so patient and understanding and again explored every option for us . He finally found the best solution which was Equity release. He guided me all the way through and helped make the process so easy. We are now in a much better place due to these great guys. Thankyou so much HHH.

Hayley Clifton

12:34 22 Dec 22

Mark at HHH has helped me with a number of mortgages now, both when I’ve been moving home and when I’ve needed to remortgage. Every time he’s been a pleasure to work with, and I’ve felt that he has my best interests at heart. I would recommend him wholeheartedly – in fact, I have done to many of my friends.

Sam Elliston

11:13 07 Dec 22

Craig was a personal expert, providing great advice and communication throughout the buying process for our holiday home. He dealt with shifting situations in mortgage products, sellers pulling out, and mortgage extensions without any problem and removed all of the stress from us – he has found us a great deal and been Uber helpful throughout. Thanks so much.All of the advice, patience, and expertise has been very much appreciated. It has created a really great moment for me and my family, to own a holiday home in a lovely part of Suffolk.

Emma Burry

07:19 22 Oct 22

Sally has made the process of buying our house very easy. She was always in touch with us- even when she was on holiday! She was always on hand to answer our questions and would reply to my emails on the same day. We have recommended Sally to any friends and family who are also remortgaging.

Jenni Clutten

09:32 18 Oct 22

Sally couldn’t have done more to help me secure a house and mortgage over the last 12 months. I have finally completed on my home and I am so grateful for her advice and patience with me, as I embarked on trying to buy a renovation property in an extremely competitive housing market. I always had absolute trust in HHHM to ensure I was getting the best rates and that they were considering my long term needs. The phrase going above and beyond doesn’t describe enough, how thoughtful and dedicated Sally has been to getting me across the line. Thank you!

Lydia Cole

18:43 11 Oct 22

I cannot rate Craig from HHH mortgages highly enough. As a first time buyer I found the prospect of buying a flat quite daunting. Craig not only secured me a great deal on a mortgage but also supported me throughout the process of the sale through to completion. Craig was always on hand for advice and help and was particularly helpful at dealing with my solicitors and ensuring any problems were dealt with quickly. Craig also spent a lot of time chasing updates on my behalf which alleviated so much stress for me. I’m very grateful for all the work Craig put in and he’s been a joy to work with. I will definitely be recommending him and returning to him in the future!

Rachael Baker

13:33 14 Sep 22

Joe and Ben at HHH Mortgages were great! I had a few tricky circumstances to navigate, and they were both super helpful throughout, professional, and came up with solutions to make the entire remortgaging process a joy. Would highly recommend and definitely will be working with them in the future!

Pat Talbot

16:34 04 Apr 22

A professional company with a personal touch. It was good to speak with an advisor who not only listened patiently whilst we explained our problem, but relentlessly sourced a wide range of options with speed, care and attention to detail.

Claire Hillyer

19:54 28 Mar 22

Since 2016, Mark has supported us in finding two affordable mortgages and (importantly) ones that have been just right for our needs. He has always listened to our requirements and helped us to explore different options. Mark has a caring nature and we’ve appreciated him guiding us through what could have been a stressful process. We would recommend him to anybody.

Elaine Reader

19:23 20 Dec 21

Having entered the house-buying process with some trepidation, given our circumstances (self-employed, etc.), we cannot be more grateful for the superb service provided by Joe and Ben at HHH. They were always easy to contact, friendly, helpful, and took time to explain everything to us. The whole experience was notable for a level of care and attention to detail rarely seen.We cannot recommend them highly enough.

Paul John

14:03 01 Dec 21

A seamless, professional service, from start to finish. HIghly recommended. Mark took the time to understand our exact needs and matched us with the ideal product at a very competitive rate.

Annabelle Miles

13:46 17 Nov 21

Brilliant service as always – Mark is a delight and answered all our questions about our remortgage swiftly!

James Watson

10:35 08 Nov 21

We have received superb service from House & Holiday Home Mortgages, and we would not hesitate to recommend them. From start to finish, Joe Stallard and Ben Walker have both been excellent – friendly, easily contactable, quick to reply to emails and totally professional throughout. It is fair to say that they have made the whole process a pleasure. Thank you!

Matt G

13:22 27 Jul 21

Sally helped me buy my first house in 2021, at the height of the stamp duty holiday property rush. She not only found an excellent mortgage deal, but was full of useful advice all the way through the process of house buying: from viewings to completion. Despite the busyness of the market, Sally was always responsive and efficient, finding and applying for mortgage deals with impressive speed.Would definitely recommend her to any first time buyers: made the whole process so much easier and went such a long way having someone on hand to explain the confusing world of house hunting.

My most frequently asked questions

What services do mortgage brokers offer?

At House and Holiday Home Mortgages, we provide a range of services to make your buying process as simple as possible. We assist you in finding the right mortgage product, whether you’re a first-time buyer, self-employed, looking to re-mortgage or you’re interested in increasing your property portfolio.

Here are the services that we offer:

Financial advice, such as advice on mortgages, mortgage protection policies, insurance products and referrals to Will writing experts.
Help to find the right solicitor for you; for first time buyers we recommend selecting a local solicitor that you can visit in person.
Full administrative support from the beginning and right through the process.
Contact with the right holiday letting agency if you are launching a holiday let property.

What are the benefits of using a local mortgage broker?

Choosing a local broker to work with you on finding the right mortgage deal has several advantages.
Firstly, a local broker possesses in-depth knowledge of the local and regional housing market, including trends, pricing, and available mortgage options. This enables them to provide tailored advice based on relevant local conditions and potential rules and regulations that might affect permissions, rates or terms.
Additionally, a local broker's physical proximity means you can choose to have face-to-face interactions. Some people prefer this as part of creating a personal relationship. Our brokers offer thorough guidance throughout the mortgage process, addressing concerns promptly and ensuring a smooth experience.

Mortgage brokers vs using a bank: Which is better?

A mortgage broker offers you an unbiased view of the entire market, they often have over 60 lenders on their books, and they’ll work with you to determine which is the right fit. We’re completely unbiased and transparent about the positives or negatives of a particular lender for you and your situation. Although visiting your own bank may seem like the simplest thing to do, they won’t be able to provide you with unbiased advice as they can only advise on their own products. We consider every aspect of a lender to determine whether they meet your needs. Our years of industry experience mean that lenders often come to us for advice, especially for holiday letting properties.