Mark Stallard

Your Stroud Mortgage Broker

Free initial consultation
Specialist mortgage adviser
See if I can help you find the right deal

Get in touch for a free, no obligation chat about how I might be able to help you.

TEL: 01453 887 179 Monday - Friday 8.30am - 7pm

Contact Mark:

0143887179 | mark@hhhmortgages.com

Monday – Friday 8.30am – 7pm

I wrote my first mortgage in 1982 while at C&G over 40 years ago! I worked for the C&G as Manager of several local branches until 2004 when I left to work as an independent mortgage broker. I set up HHH Mortgages in 2015 to provide professional, straightforward and comprehensive advice to clients across the whole spectrum of mortgage lending including holiday let and rental mortgages.

My son Joe joined the business in 2017 and it’s great working with him to expand the business. We have now added later life mortgages advice to our services, which I particularly enjoy providing, although nothing is quite as satisfying as helping first time buyers on their journey to homeownership.

I’ve always lived in the west country and currently live near Stroud with my wife. I enjoy everything our area has to offer. I love horse racing, I play golf (badly), love watching cricket, supporting Swindon Town, reading and the theatre. I wish I could hit a golf ball further, own a Cheltenham winning racehorse, and cook; we are all a work in progress, I guess!

I’ve been an enthusiastic member of local organisations such as Round Table and local networking groups for many years and love meeting new people and finding out about their challenges and aspirations. I have a genuine interest in people and my professional nosey-ness helps me to understand exactly how I can best help each client!

Providing excellent service

I am lucky to be able to use my many years of experience to help my clients, even in the most challenging circumstances. Seeing a client achieve their aim, despite the hurdles that life can throw up, is supremely satisfying. I enjoy meeting people, building new relationships and having a bit of fun on the way. I always bear in mind that just as I don’t understand my client’s jobs, they won’t understand what I do, so it is important to explain everything clearly. Providing great service to every client drives our success as happy clients recommend us to new clients and these referrals are the life blood of our business.

Special expertise in later life mortgages

I am pleased to be able to help older clients achieve their goals through Later Life Mortgages. It is wonderful to be able to help them rationalise existing debt so they can enjoy a comfortable retirement or help fund their grand children’s education or dream of a home of their own.

Building trusted relationships

I’ve been working as a mortgage adviser for over 40 years but I still get a kick out of providing the very best advice, and every successful mortgage completion. Organising and completing a mortgage is a fairly complicated and stressful process and I pride myself on making it as simple and straightforward for every client, so they come back to me time and again. I collect clients like others collect stamps or clocks; each one is special and unique and I love working with them all.

I look forward to meeting you!

Bill Greenoff

22:39 22 Feb 23

Mark Stallard has advised us well in all aspects of arranging our Life Time Mortgage with a relaxed, friendly approach. His knowledge of the concept and the market has been completely reassuring, and his connections with the other professionals necessary to the process have made it a smooth journey to completion.

Lynne

15:23 14 Feb 23

Sheer perseverance and determination is Mark Stallard’s mantra. Our Lifetime Mortgage posed more than a few, what seemed like insurmountable issues; nothing defeated Mark in ultimately delivering a successful resolution. Someone with less experience could have struggled. Thank you HHH. We would recommend you for all mortgage needs.

Davina Langdale

14:37 11 Jan 23

I was so lucky to find Mark when I was in a complex situation regarding a property I wanted to turn into a holiday let. Not only did he achieve what had seemed the impossible by successfully obtaining that mortgage for me, he was also an absolute pleasure to deal with. The nicest person you could hope to meet! I will never use any other broker. Thank you so much, Mark.

Hayley Clifton

12:34 22 Dec 22

Mark at HHH has helped me with a number of mortgages now, both when I’ve been moving home and when I’ve needed to remortgage. Every time he’s been a pleasure to work with, and I’ve felt that he has my best interests at heart. I would recommend him wholeheartedly – in fact, I have done to many of my friends.

Sam Elliston

11:13 07 Dec 22

Craig was a personal expert, providing great advice and communication throughout the buying process for our holiday home. He dealt with shifting situations in mortgage products, sellers pulling out, and mortgage extensions without any problem and removed all of the stress from us – he has found us a great deal and been Uber helpful throughout. Thanks so much.All of the advice, patience, and expertise has been very much appreciated. It has created a really great moment for me and my family, to own a holiday home in a lovely part of Suffolk.

Emma Burry

07:19 22 Oct 22

We have used HHH mortgages twice in the past year and we can’t fault their service. Sally has supported our applications twice and made sure she has communicated effectively with us every step of the way- even whilst she was on holiday! Both Sally and Caroline helped with a complicated application and were in touch daily- we can not thank them enough as they have helped us to secure a mortgage for our dream home!

Jenni Clutten

09:32 18 Oct 22

Sally couldn’t have done more to help me secure a house and mortgage over the last 12 months. I have finally completed on my home and I am so grateful for her advice and patience with me, as I embarked on trying to buy a renovation property in an extremely competitive housing market. I always had absolute trust in HHHM to ensure I was getting the best rates and that they were considering my long term needs. The phrase going above and beyond doesn’t describe enough, how thoughtful and dedicated Sally has been to getting me across the line. Thank you!

Lydia Cole

18:43 11 Oct 22

I cannot rate Craig from HHH mortgages highly enough. As a first time buyer I found the prospect of buying a flat quite daunting. Craig not only secured me a great deal on a mortgage but also supported me throughout the process of the sale through to completion. Craig was always on hand for advice and help and was particularly helpful at dealing with my solicitors and ensuring any problems were dealt with quickly. Craig also spent a lot of time chasing updates on my behalf which alleviated so much stress for me. I’m very grateful for all the work Craig put in and he’s been a joy to work with. I will definitely be recommending him and returning to him in the future!

Rachael Baker

13:33 14 Sep 22

Joe and Ben at HHH Mortgages were great! I had a few tricky circumstances to navigate, and they were both super helpful throughout, professional, and came up with solutions to make the entire remortgaging process a joy. Would highly recommend and definitely will be working with them in the future!

Pat Talbot

16:34 04 Apr 22

A professional company with a personal touch. It was good to speak with an advisor who not only listened patiently whilst we explained our problem, but relentlessly sourced a wide range of options with speed, care and attention to detail.

Claire Hillyer

19:54 28 Mar 22

Since 2016, Mark has supported us in finding two affordable mortgages and (importantly) ones that have been just right for our needs. He has always listened to our requirements and helped us to explore different options. Mark has a caring nature and we’ve appreciated him guiding us through what could have been a stressful process. We would recommend him to anybody.

Elaine Reader

19:23 20 Dec 21

Having entered the house-buying process with some trepidation, given our circumstances (self-employed, etc.), we cannot be more grateful for the superb service provided by Joe and Ben at HHH. They were always easy to contact, friendly, helpful, and took time to explain everything to us. The whole experience was notable for a level of care and attention to detail rarely seen.We cannot recommend them highly enough.

Paul John

14:03 01 Dec 21

A seamless, professional service, from start to finish. HIghly recommended. Mark took the time to understand our exact needs and matched us with the ideal product at a very competitive rate.

Annabelle Miles

13:46 17 Nov 21

Brilliant service as always – Mark is a delight and answered all our questions about our remortgage swiftly!

James Watson

10:35 08 Nov 21

We have received superb service from House & Holiday Home Mortgages, and we would not hesitate to recommend them. From start to finish, Joe Stallard and Ben Walker have both been excellent – friendly, easily contactable, quick to reply to emails and totally professional throughout. It is fair to say that they have made the whole process a pleasure. Thank you!

Matt G

13:22 27 Jul 21

Sally helped me buy my first house in 2021, at the height of the stamp duty holiday property rush. She not only found an excellent mortgage deal, but was full of useful advice all the way through the process of house buying: from viewings to completion. Despite the busyness of the market, Sally was always responsive and efficient, finding and applying for mortgage deals with impressive speed.Would definitely recommend her to any first time buyers: made the whole process so much easier and went such a long way having someone on hand to explain the confusing world of house hunting.

My most frequently asked questions

What services do mortgage brokers offer?

At House and Holiday Home Mortgages, we provide a range of services to make your buying process as simple as possible. We assist you in finding the right mortgage product, whether you’re a first-time buyer, self-employed, looking to re-mortgage or you’re interested in increasing your property portfolio.

Here are the services that we offer:

Financial advice, such as advice on mortgages, mortgage protection policies, insurance products and referrals to Will writing experts.
Help to find the right solicitor for you; for first time buyers we recommend selecting a local solicitor that you can visit in person.
Full administrative support from the beginning and right through the process.
Contact with the right holiday letting agency if you are launching a holiday let property.

What are the benefits of using a local mortgage broker?

Working with one of our local mortgage brokers means you will be advised by someone who is highly experienced, has local knowledge to help you find the right local advisors and the right property as well as the right mortgage product for you. Our mortgage brokers work with over 60 different lenders and have worked hard to build good working relationships with each of them so they’re able to find you the best deal for you and your circumstances, and work to keep your transaction progressing.

Sally Hilliker, in our Cirencester office, is dedicated to finding solutions to any issues that may arise. She will help you to accurately complete your mortgage application and provide the right paperwork as well as putting you in touch with expert local solicitors and estate agents. She will always take the time to understand your plans and when needed, offer you realistic and honest advice.

Knowing the Cotswolds area well, she can help you understand what to expect to uncover on property searches, for example. From familiarity with future developments, to council tax bands, her expertise and local knowledge will help ensure your home buying experience is a positive one.

Mortgage brokers vs using a bank: Which is better?

A mortgage broker offers you an unbiased view of the entire market, they often have over 60 lenders on their books, and they’ll work with you to determine which is the right fit. We’re completely unbiased and transparent about the positives or negatives of a particular lender for you and your situation. Although visiting your own bank may seem like the simplest thing to do, they won’t be able to provide you with unbiased advice as they can only advise on their own products. We consider every aspect of a lender to determine whether they meet your needs. Our years of industry experience mean that lenders often come to us for advice, especially for holiday letting properties.