Janet Hardy: Your Swindon Mortgage Broker
- Free initial consultation
- Specialist mortgage adviser
- See if I can help you find the right deal
Get in touch for a free, no-obligation chat about how I might be able to help you.
Contact Janet:
01793 310 002 | 07950981415 | janet.hardy@hhhmortgages.com
Monday – Friday 8am – 6pm
Evening and weekend appointments are available on request
I was born in Swindon and have lived here for over 40 years. I now live in Stratton St Margaret and have a partner. I have three grown up children nearby, and a granddaughter whom we love to spend as much time with as possible! Listening to live music is a passion of mine, and I formerly helped the RAF Association with their members club for over 10 years, which was a great social club for many until it sadly closed in 2022.Having worked in financial services since 1989 when I joined Cheltenham and Gloucester Building Society, I gained my CeMAP qualification in 2005 and CeRER in 2010. I worked for Nationwide Building Society from 2013-2021 and now love working as a mortgage, Later Life Lending Adviser and Protection adviser with HHH Mortgages.
My approach is to take time to understand each client’s circumstances and aspirations, whether they are first time buyers trying to buy their first home, home movers, or older homeowners wanting to secure a Later Life mortgage to release capital for their retirement. I share every client’s journey and take care to attend to the detail so that I can provide a fully bespoke service recommending the mortgage that best fits their needs.
Links with the local community
I work closely with local businesses and professionals such as accountants, solicitors and wealth managers, who recommend me to their clients to provide mortgage advice and support.
I am proud to support Armed Forces personnel with mortgage advice and to promote home ownership and financial stability in this important community and I particularly enjoy working with other local small businesses to provide them with support and advice.
Taking pride in providing excellent service
Offering help and support no matter what your circumstances
Sometimes our financial lives can become very complicated without us intending this to happen. For me, there is nothing better than helping a client straighten out their debts and mortgage to give them a fresh start, or helping an older couple release equity from their home so they can help their grandchild buy their first home, repay their mortgage, or just enjoy their retirement doing the things they’ve dreamed of doing. Relieving clients of their worries and seeing them go off on a holiday of a lifetime or set off in their new motorhome when they had thought their retirement would mean living frugally is a wonderful feeling.
Building trusted relationships
Fundamentally I put my clients at the heart of everything I do and delight in their pleasure when they achieve their aspirations with my help and expertise.
I look forward to meeting you!
At House and Holiday Home Mortgages, we provide a range of services to make your buying process as simple as possible. We assist you in finding the right mortgage product, whether you’re a first-time buyer, self-employed, looking to re-mortgage or you’re interested in increasing your property portfolio.
Here are the services that we offer:
- Financial advice, such as advice on mortgages, mortgage protection policies, insurance products and referrals to Will writing experts.
- Help to find the right solicitor for you; for first time buyers we recommend selecting a local solicitor that you can visit in person.
- Full administrative support from the beginning and right through the process.
- Contact with the right holiday letting agency if you are launching a holiday let property.
Working with one of our local mortgage brokers means you will be advised by someone who is highly experienced, has local knowledge to help you find the right local advisors and the right property as well as the right mortgage product for you. Our mortgage advisors work with over 60 different lenders and have worked hard to build good working relationships with each of them so they’re able to find you the best deal for you and your circumstances, and work to keep your transaction progressing.
Janet Hardy, in our Swindon office, is dedicated to finding the right mortgage solution whether you are a first time buyer, looking for your next home or wanting to release equity from your home to fund your retirement or help family members get on the housing ladder. She will take time to understand your circumstances, no matter how complicated, and ensure you are fully informed at every step of the process. She will also advise you on your insurance needs making sure you are adequately protected.
Janet’s determination to understand you and provide support and the best possible advice for your circumstances will help to make the process of purchasing the property you want more straightforward. She prides herself on building good working relationships with all her clients and would love the opportunity to help you achieve your next move or equity release.