Stamp Duty Calculator

Quickly calculate how much Stamp Duty you’ll pay when buying a property in the UK with our free, easy-to-use Stamp Duty Calculator.

Whether you're a first-time buyer, home mover, or property investor, this tool helps you understand your upfront costs based on your location, ownership status, and intended use of the property.

How the Stamp Duty Calculator Works

To get an accurate estimate, simply enter the following details:

Location of the Property : Choose from England, Wales, Scotland, or Northern Ireland. Stamp Duty rules vary across the UK, so this ensures the correct tax bands are applied.
Do You Currently Own a Property?:
- o No (and never have) – You may qualify for first-time buyer relief.
- o Yes – You may be subject to higher rates for additional properties.
- o No (but I have previously) – Standard rates may apply, depending on your circumstances.
How Will You Use the Property?:
- o Live in – Standard residential rates apply.
- o Buy-to-Let – Higher rates typically apply for investment properties.
- o Holiday Home – Treated as a second property, often subject to a surcharge.
Property Value: Enter the purchase price to calculate the exact amount of Stamp Duty due.

What Your Results Show

Based on your inputs, the calculator will display an estimate of the total Stamp Duty payable.

We always recommend checking this calculation with a solicitor or conveyancing expert.

Why Use a Stamp Duty Calculator?

Understand your true upfront costs before making an offer.
Plan your budget more accurately.
Compare costs across different property types and locations.

How Each Input Affects Your Stamp Duty

Location: Stamp Duty is known as Land and Buildings Transaction Tax (LBTT) in Scotland and Land Transaction Tax (LTT) in Wales, each with different thresholds and rates.
Ownership Status: If you already own a property, you may face a surcharge on additional homes.
Property Use: Buy-to-let and second homes usually incur higher rates than primary residences.
Property Value: Stamp Duty is calculated in bands, so the more expensive the property, the higher the tax — but only on the portion of the price within each band.

DISCLAIMER: Stamp Duty rules can change, so always check the latest guidance or speak to a solicitor or conveyancer for tailored advice.

Speak to Us

Home Mortgages